Understanding how things look from the lender’s point of view can help prepare a small business for a successful effort to raise debt capital, whether from a community lending source like CEDF or from a bank or credit union. Lack of knowledge of certain principles can cause loan applicants to waste time, effort and emotions. With a grasp of these concepts, small business owners can focus on what’s truly important to move toward to secure lending support. Using CEDF’s lending programs and bank offerings for comparison, this seminar also illustrates the typical policies that business owners must accommodate.