One of the great joys and motivations of owning a small business is freedom. You are free to make the final decisions. Free to move as quickly and decisively as you dare. And free to discard on a whim what bores you, slows you down or restricts you. And that's exactly why small business owners often have no financial discipline. It doesn't feel good or conform to the dream that they pursued into business ownership. And it certainly takes more time and attention to mind-numbing detail that some ...